Private betaFinance · AI
Penni — Money clarity, calmly.
A multi-currency personal-finance app for people who earn and spend across currencies — with an AI advisor built on Claude.
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The problem
People who earn or spend across currencies quietly lose money to exchange-rate spreads — and normal budgeting apps ignore it entirely. They had no calm, honest view of where their money actually goes.
What we built
- FX-loss tracking that compares real conversions against ECB mid-rates, so users see exactly what currency exchange costs them.
- An AI advisor (Claude) that tailors guidance to each person’s income, goals and currencies — not generic tips.
- Support for 30+ currencies with no bank-linking required, so it works anywhere and stays private.
- A deliberately calm, minimal interface — the kind of header style that makes finance feel quiet, not stressful.
Stack
Next.jsPostgreSQL (row-level security)StripeClaude Haiku
// outcome
A polished, privacy-first finance product in private beta with a growing waitlist — proof we ship production AI software with Stripe and Postgres at the core.
Tell us your business problem.
Book a free audit — a short, honest look at your site or operations, plus the 3 fixes worth doing first. No obligation, no jargon.
or email hello@kompilo.dev
